To qualify for an auto loan, you must:

1. Have a verifiable name, date of birth and social security number;
2. Be at least 18 years of age;
3. Have a credit score that meets the minimum credit underwriting requirements; 
4. Have a U.S. street address and resides in a State that the program is offered in;
5. Be a resident of Louisiana;
6. Have a valid e-mail account
7. Have a job or job offer you’ve accepted and will start within six months or another
8. verifiable source of regular income that you do not expect to terminate within three months of the application date;
9. Have a personal banking account at a U.S. financial institution with a routing transit number; and 
10. Meet our minimum credit requirements. 

See article for car and auto loan eligibility requirements.